Dallas Renter's Insurance | Texas Standard Insurance Group
If you live in a rented home, you may benefit from having a renters insurance policy. A Dallas renter's insurance policy covers costs that may not be covered by your landlord's homeowners insurance. Renter's insurance policies can greatly help protect your home and assets in the event of an emergency.
Who May Need Renters Insurance?
Individuals or families living in an apartment or rented house may find it in their best interests to carry this type of policy. College students living in apartments may also benefit from renters insurance.
What Does Renters Insurance Cover?
Renters insurance typically covers replacement of personal property, temporary living expenses due to the loss of your home, and liability coverage for those injured in your home. The amount that is covered depends on a predetermined coverage limit.
Renters insurance may not cover expensive items, such as jewelry or electronics, if they are above your coverage limit. A clause can be added to the insurance to cover specific items. Additional policies may also cover replacement value rather than actual value for damaged items.
The circumstances that your renter's insurance covers will vary depending on the type of coverage you choose. Some policies list specific types of situations that will be covered. For example, your policy may cover fire, but not floods. If you live in an area of Dallas that floods frequently, consider adding that additional level of protection.
How Can I Protect My Apartment?
Texas Standard Insurance Group connects you with affordable renter's insurance policies from the top carriers in the nation. Don't leave your home unprotected, especially in this uncertain world. Get started today on the path towards greater renter confidence.
To find renters insurance in Dallas, call 469-814-8191 or fill out the above form for a free quote. Our insurance carriers provide great coverage without sacrificing costs. We also use our experience to examine your history and needs for potential discounts.