Dallas Life Insurance
Most people know the importance of having life insurance, but it is often an issue that is viewed as unpleasant or put on hold until the last minute. The harsh reality of the matter, however, is that accidents do happen and unforeseen events do take place. Failing to obtain protection for your family could leave them not only grieving but facing extreme financial hardship.
The time for procrastination is over. Texas Standard Insurance Group can connect you with great life insurance policies that fit both your budget and future goals. Let our experienced insurance agents demystify this process and help your secure your family's future.
Term vs. Permanent
Term life insurance provides benefits during a specified period of time until the projected need for the benefit has passed. Common term policies are 15, 20, and 30 years. This type of Dallas life insurance is best suited for those who have families with children who would require financial care in the event of the death of the primary wage earner. The policy expires once the specified terms end.
Permanent life insurance, on the other hand, gives the insured coverage for the remainder of their life, provided premiums are kept current. This type of life insurance is more expensive and premiums may increase with age, but it will never expire. Benefits will be paid to the beneficiary upon the death of the insured whether the death is a result of natural causes or an accident, no matter what age.
Protect Your Loved Ones
Providing for our children and ensuring our family's future is the goal for many parents and grandparents. A life insurance policy helps ensure that they have the means to endure and do not experience additional hardships.
We understand that you may have questions about this type of policy, from coverage exceptions to policy limits. Our dedicated insurance agents are standing by to guide you to an informed decision. We have helped many Dallas individuals and families safeguard the future of their loved ones. Let us help you.
Call 469-814-8191 to receive a free quote or to have you questions answered by our experienced agents.